Apple has officially launched its Tap to Pay technology in New Zealand, making it easier for retailers to accept contactless payments. Merchants can now use iPhones or Apple Watches to process transactions without needing additional hardware.
How Tap to Pay Works
Tap to Pay on iPhone uses Near Field Communication (NFC) technology, allowing merchants to accept payments from contactless debit or credit cards, Apple Pay, and other digital wallets. The system requires an iPhone XS or later running the latest iOS version. Payment processing is handled through partner-enabled iOS apps, ensuring a seamless experience for businesses.
Apple has partnered with leading payment platforms like Adyen, ANZ Bank, Stripe, Windcave, and Worldline for the New Zealand launch. Additionally, local payment apps, including me&u and Timely, now support this technology.
Security and Compatibility
As with other countries, Tap to Pay in New Zealand ensures secure transactions. All payments are encrypted and processed via the Secure Element, a hardware-based security component. This technology supports major payment networks, including Visa, Mastercard, American Express, Discover, and JCB.
Consumers benefit from the convenience of using their iPhones and Apple Watches to make payments, while merchants gain a cost-effective way to process transactions.
Global Rollout of Tap to Pay
New Zealand is the latest country to adopt Apple’s Tap to Pay technology, following successful launches in Canada, Australia, the UK, and several European nations. Originally introduced in the U.S. in 2022, Tap to Pay has since expanded rapidly, gaining support from major platforms like Zettle and Venmo through PayPal earlier this year.
A Step Forward for Retailers
Apple’s expansion of Tap to Pay to New Zealand highlights the company’s commitment to simplifying payment solutions globally. By eliminating the need for extra hardware and ensuring robust security, the technology provides a convenient, modern payment experience for both merchants and customers.
For New Zealand retailers, this marks a significant step in embracing digital payment innovations, further aligning them with global trends.
