Apple Pay is set to expand in Qatar and the UAE, making contactless payments more accessible. New reports suggest that two major local credit card networks—UAE’s Jaywan and Qatar’s Himyan—are preparing to integrate Apple Pay into their systems.
Apple Pay’s Growing Presence in the Gulf
Apple Pay first launched in the UAE in 2017 and later expanded to Qatar in 2021. Over the years, its reach has steadily increased. The addition of Jaywan and Himyan marks another step toward wider adoption in the region.

References to these card networks were discovered in the iOS 18.4 beta, hinting at their upcoming integration. A previous report from 9to5Mac also suggested that Jaywan had already published a support document confirming Apple Pay compatibility.
What This Means for Users
Once Apple Pay supports these networks, users with Jaywan or Himyan cards will be able to make contactless payments using iPhones and Apple Watches. This change aligns with Apple’s strategy to increase Apple Pay adoption worldwide.
Jaywan’s partnership with Samsung Gulf Electronics indicates a broader trend of digital payment expansion. The network has already enabled Samsung Wallet support and has plans for Google Pay integration as well.
Apple Pay’s Expansion Strategy
Apple has faced challenges in getting global merchants and users to adopt Apple Pay. Initially, only 3% of U.S. retailers accepted Apple Pay at launch. Today, over 90% of merchants support the service. Apple’s continued expansion shows its commitment to making digital payments more convenient.
With iOS 18.4 set for public release in April, users in Qatar and the UAE could soon benefit from this update. The rollout of Apple Pay with Jaywan and Himyan is expected to follow shortly after.